Good for you! You're about to make what is likely one of the most
significant financial decisions of your life. Firstly, understand that your bank may
not always be the right choice for your mortgage. Your bank represents
one lender. That's where mortgage brokers come in, they can offer almost
instant access to a huge range of lenders.
How do you pick a good mortgage broker? Here are a few questions to ask:
1. How long have you been a mortgage broker? Experience is critical,
but sometimes a fresh young broker is working with the support of an
experienced broker.
2. Do you have your AMP designation? The Accredited Mortgage
Professional designation means that the broker has professional
training, and meets ongoing educational requirements.
3. How many lenders do you work with? You want your broker to have a solid table of lenders, but you don't want emphasis put on just one,
otherwise you may not be getting objective advice.
4. How much of your business is referral business? The best brokers
receive the majority of their business from referrals from satisfied
customers.
5. Do you charge fees? For most standard "conventional" deals, brokers
don't charge fees. They may charge a fee if the lender isn't paying a
commission or where the deal is complex.
A good mortgage broker will look professional, with a high-quality website
or other materials, and will make you feel comfortable asking questions.
Ask what happens if your mortgage isn't approved. A good broker will work
with you, and not be just interested in the deal on the table.
My name is Mark Goode and I am "The Mortgage Man" an Accredited Mortgage Professional with Mortgage Architects, a Canadian owned mortgage brokerage firm with proven market success. Over the years I have had the privilege to help thousands of Canadians achieve their dreams of home ownership and gain financial security.
My goal is to help you get mortgage free as soon as possible. I want all of my clients to have a long term mortgage strategy. Now, more than ever you will need an experienced and unbiased mortgage professional to assist you in making the right mortgage decision tailored to your income and needs.
Together we can design a mortgage that is right for you. As a mortgage broker, I have access to volume discounts that a single borrower would not know about and can shop various mortgages from over 75 mortgage lenders. Whether you are consolidating debt, a first time purchaser, refinancing or getting a second mortgage we are here to help! We also offer a variety of mortgages for the self employed, investment and vacation home options, private and bad credit mortgages.
We provide mortgage assistance to people and companies throughout Simcoe County areas such as Orillia, Barrie, Midland, together with Muskoka areas, such as
Gravenhurst and Bracebridge.
Call us for free professional mortgage advice. So many choices, so many decisions to make.... this decision will affect your financial future. Call us, we can help!
Servicing Simcoe County & surrounding areas;
Orillia
Barrie
Midland
Penetang
Collingwood
Wasaga Beach
Meaford
